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Within a week the man ing himself John had captured Joanna’s heart with compliments, humor and declarations that she was the one.

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Romance scams cost nearly 5,900 victims more than $86.7 million last year, according to the Internet Crime Complaint Center.

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It’s as if “their immune system to fraud” is weakened, Shadel said.

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That’s particularly true if they’ve been through difficult circumstances, such as divorce, losing a job, serious illness and other major losses, says Doug Shadel, a fraud researcher and director of AARP Washington.Elite Dating Agency & Exclusive Introduction Agency

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